No Fluff Expat ("we", "us", "our") operates expatfinancialguide.com. This Privacy Policy explains what information we collect, how we use it, and what rights you have over it. By using this website you agree to the practices described below.
We collect information in two ways:
We do not collect payment information directly. All transactions are processed by Gumroad, Inc. under their own PCI-compliant systems. We never see or store your payment card details.
We use the information we collect exclusively to:
We do not sell, rent, trade, or share your personal information with any third party for marketing purposes. We will never send unsolicited promotional emails beyond the specific notifications you opted into.
This website uses minimal cookies — primarily for basic website functionality and aggregate analytics. We do not use advertising tracking cookies, retargeting pixels, or cross-site behavioural tracking technologies.
You can disable cookies entirely in your browser settings without losing access to any content on this site.
We use the following third-party services, each operating under their own privacy policies:
We have no control over these third parties' data practices and encourage you to review their policies directly.
Email addresses collected for launch notifications are retained until you unsubscribe. You may unsubscribe at any time via the link in any email we send, or by emailing us directly. We will remove your address within 7 days of a valid request.
Purchase records and delivery history are retained by Gumroad under their policy. Server log data is retained for up to 90 days for security, then deleted.
Depending on your jurisdiction, you may have rights to access, correct, delete, or receive a copy of your personal data. To exercise any of these rights, contact us at hello@expatfinancialguide.com. We will respond within 30 days. For purchase-related data held by Gumroad, requests must be directed to Gumroad directly.
This website is not directed at children under the age of 16. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, contact us immediately and we will delete it promptly.
We take reasonable technical and organisational measures to protect your information. Our website uses HTTPS encryption for all data in transit. No method of internet transmission is 100% secure, and we cannot guarantee absolute security.
We may update this Privacy Policy from time to time. Material changes will be noted with a revised "last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.
Questions about this Privacy Policy? Contact us at hello@expatfinancialguide.com.