We want you to be completely satisfied with your purchase. If for any reason you are not happy with a guide you purchased from No Fluff Expat, we offer a straightforward 30-day refund policy — no questions asked.
If you purchase any guide and are not satisfied for any reason, you may request a full refund within 30 days of your purchase date. We will not ask why, and you do not need to provide an explanation.
We stand behind the quality and usefulness of our guides. If you read a guide and feel it did not deliver value — for any reason — we would rather refund you than have you feel you wasted your money.
The 30-day window begins on the date your Gumroad purchase is confirmed. Requests received after 30 days from the purchase date will not be eligible for a refund except at our sole discretion.
All purchases are processed through Gumroad. To request a refund, use any of the following methods:
Refunds are typically returned to your original payment method within 5–10 business days, depending on your bank or card issuer.
Upon processing a refund:
If you later decide you would like the guide again after a refund, you are welcome to repurchase it at the then-current price.
Our refund policy is designed for genuine customers. We reserve the right to decline refund requests that appear to be made in bad faith — for example, repeated purchase-and-refund patterns across multiple guides, or evidence of guide redistribution prior to the refund request. This exception is applied very rarely. When in doubt, we will generally honour a refund request.
Our guides are one-time purchases — no subscription, no renewal fee, and no additional charges of any kind. The price you pay at checkout is the only amount you will ever be charged.
Our guides are digital products delivered electronically via Gumroad. There is no physical product to return. Once a guide is downloaded, we operate our refund policy on trust. By requesting a refund, you represent that you will delete all copies of the guide in your possession.
Questions about a refund or your purchase? Email us at hello@expatfinancialguide.com — we respond within 1–2 business days.